Wednesday, May 25, 2005

First tournament ever...and then the 2nd

I am writing this from my hotel room in Pasadena. Countrywide has sent me off to RING RING, our week of intensive classroom training. At the end of each day of training, we're having a poker tournament down in room 906. Last night was my first ever live tournament. We've had cash game poker nights at our place before, where everyone walks away with whats in front of them, but this was my first ever 9-handed tournament format game of Texas Hold em. No limit Texas Hold Em.

On the very first hand, the guy sitting next to me hummed and hawed, and I really got the impression he had no idea what he was doing. I had second pair with a solid kicker and a flush draw after the flop. I bet strong, he called.. well.. I went all in. All in on the very first hand.

I lost.

Yup. Busted on my very first tournament hand ever. I leaned back in my chair and tried to hide in the corner as it seemed like everyone was staring at the smart guy from the training class. He just lost all his chips on the very first hand.

We had already agreed that the first person to bust would be allowed to buy back in. That extra 20 made the payouts $100 for first, $60 for 2nd and $40 for 3rd. I played my next $20 very tightly and people lost around me. I recovered well and ended up in the money in 3rd place. I made both my original and buy in back. Despite what had happened originally, I am very proud of my 3rd place finish last night. One of the guys I'd beat had been in a real World Poker Tour even in Reno. He had won a sattelite tournament and was playing for a chance at TV and WPT final table or title. The guy who won was the guy who I had lost to on the first hand.

When I sat down to tonight's game, I jokingly thought to myself, "Now, don't go all in on the very first hand again". Tonight's Hold Em Newbie and I ended up all in again on the very first hand. A pair of 5's had flopped, and I had a 5 in my hand for the trips. Good kicker. Once again I was all in on the first hand, but tonight, I won. The exact opposite of the night before. Tonight, I won $20 on the first hand. It was a great tourney and I ended up 3-way with the WPT guy and the guy who came in 2nd last night. When I ended up head to head, the other guy had the chip lead. We played head to head for a while, both of us being very conservative. I started playing a little more agressively and it paid off. My heart was pounding like crazy as I realized I was in position to win my second ever tournament. I bluffed at few pots and he didn't call me. I knocked him out with a trips..and that was it... I won!!!

That $100 should cover my beers for the week.

Saturday, May 21, 2005

Full Circle

Standing there on the corner of Larkin and McAllister, I looked at the two buildings accross the street with a vague nostalgia, a certain animosity and a new sense of accomplishment. I had come full circle. Not much had changed to the appearance of UC Hastings College of the Law in the 8 years since it became the site of my life's biggest mistake. It was still the same glass, metal and concrete as in years past. In previous years, however, it was hard to look at, like an old bully who had beat me up on the schoolyard. Now, finally, I felt like I could face that campus without shame.

I had just walked out of a meeting with the son of Nancy Pelosi, San Francisco's congresswoman and the minority leader of the House of Representatives. Sue, Tony and I were returning from our visit to the SF branch of CMD. Young Pelosi happens to be a sales manager with Countrywide. We had been talking about our business partnership which would involve deals totalling tens of millions of dollars. The office itself was on the former site of Stars Restraunt, accross the street from City Hall and the SF Opera House. I was involved with important stuff with important people in important places.

"Its a great feeling," I shared with my boss and coworker as I gestured accross the street, "That campus was where I went through one of the biggest disappointments in my life." We're really building a strong sense of "team" at my new office, so I had no hesitation revealing my emotions to these two. "Now, I stand here with two top notch mortgage professionals, knowing that I'll soon have more success and earnings than I would have had as a lawyer, and I really feel like I've finally overcome that disappointment. Its like I've come full circle." Sue beamed and Tony shook my hand vigorously, sharing in my optimism and sense of accomplishment.

Soon after I dropped out of law school, I received a gift from a family member of a "Big Dogs" t-shirt. It was basketball gear; something I'm always in need of, and a traditional gift from this family member. It showed Big Dogs playing basketball and the caption on the back read, "If you can't play with the Big Dogs, stay off the court!" If the person giving it to me had been there at the time, I would have thrown it back in their face. It seemed like it was meant as a horrible dig at me dropping out of law school. I felt extremely disrespected, but at the same time, I recognized that emotional depth hasn't been one of my family's strong suit, and there was a strong possibility that the person giving me the gift had no idea that message on it had so much personal significance. Its not like us to smile and give with one hand and then kick you in the stomach at the same time. I never knew if the shirt was intended to be the insult I took it as, or if the person simply saw the big dogs playing basketball without understanding how message would efffect me. I wanted to believe they were innocent as communicating through t-shirt slogans means a serious lack of connection. Although I suppose impersonalizing the resentment it created through Blogging isn't much that much better either. In any case, I stood there, 7 years later, on the site of the "court," with a sense of victory. I was on the court, running with the Big Dogs. Finally.

Thursday, May 19, 2005

Almost

About 150 or so of us sat at round tables in a hotel ballroom. All of us had come to take the Jeopardy test. I finished 12th. Unfortunately, only 11 had scored high enough to make it to the next round of testing. The other 139 of us filed out the door, smiling and laughing, knowing that eventhough we hadn't accomplished our goal of being considered for Jeopardy this year, we had fun.

On the elevator of the way down, someone sneezed. I said, "What is gezundheit?"

The test itself was very tough. 50 questions which got progressively harder. They asked us not to reveal the exact content of any of the questions, particularly on the net, as they don't want to have to come up with entirely new questions in every city they visit. I'll honor that request. The seating arrangement at the tables was very open, in that it would have been very easy to have looked over at a neighbor's answer sheet at any time during the test. I didn't look for any answers, but I did happen to notice that a some of the other folks at my table weren't writing anything for some of the questions. Out of 50 questions, there were only 3 or 4 that I had absolutely no idea. I'm thinking I missed about 7 or 8. As we were waiting for the grading to come back, I discovered through our conversation, that most of the folks at my table thought they missed many more than that.

They read the names of those selected to continue. We all waited with anticipation. No one at my table was selected, and as I mentioned, maybe 7 or 8 percent of the entire group continued to the next phase of testing. They didn't actually tell us our score at the end, so when I say I finished 12th, I should say I tied for 12th with 140 other people.

I had fun and will try again in a year or two.

Wednesday, May 18, 2005

Wish Me Luck!

In an hour, I'll be heading out to a attend the Jeopardy auditions in San Francisco! Wish me luck!

In all modesty, I think I have as much generel knowledge (some would call it trivia, but I think that trivializes it) in my head as the average Jeopardy contestant. I just need to get a good draw of categories and be fast on the button.

The first step will be to pass a written test. 50 questions. I wonder what a passing score will be? If one passes, only then does one get to compete in a mock game, in front of the television lights - a screen test. From what I understand, Alex Trebek personally watches and chooses the constestants from the taped auditions. One doesn't even have to win the mock game, but it probably helps.

Friday, May 13, 2005

Another New Office

Yesterday, my new boss and I visited one of our CMD branches. My new position as a loan officer with Countrywide's Full Spectrum Lending Division is that of an Account Executive -CMD Dedicated. That means I specialize in borrowers with "interesting" credit and do so on behalf of our partners in the Consumer Mortgages Division (CMD). When one of my colleagues at CMD gets a lead that they can't qualify into one of their "A" loans, they are supposed to refer that business to the Full Spectrum Lending Division. If they do and we then fund the loan (we have loan programs for just about anybody), they get their full commission on that transaction, just like they had worked it themselves. I get my commission, and Countrywide gets to keep the bisiness within the family.

Its a good set up if everyone participates. The borrowers get their money. The "A" paper folks get paid, and I get my leads handed to me without having to solicit new business. For various reasons, however, many of the CMD loan officers are reluctant to give us their "B" paper folks to the FSLD. We're kind of like the red-headed step children of the loan world. Our rates are higher; much higher than a lot of these borrowers are used to. Another problem is that the CMD folks can still get paid under the table for their B paper loans they farm out to mortgage brokerages. Due to the relationship-based business model of the home loan industry, many of the CMD loan consultants trust their brokerage partners more than they trust me and my colleagues at the Full Spectrum Lending Division.

What we need to do is convince CMD that FSL can be trusted with their borrowers. Its kind of a weird set up. Most of us work in companies that have lots of divisions. My wife works at a big wholesale coffee roaster that also has a small retail coffee shop. Its kind of like her retail department not trusting the quality of the beans that come from next door at the roaster. It seems weird that one division of a company should have to work so hard to get the business of another division within the same company. Corporate has already told the loan officers of CMD that they have to use FSL. Its not so rigorously enforced because the "A" paper loan consultants are the lifeblood of the company, and no one wants to piss them off.

A lot of my time is going to spent in CMD branches, schmoozing the "A" paper folks. They'll ultimately form their opinion of me based on how I handle their clients, but in the meantime, I've got to build their trust. My boss is instrumental in this process as well, and she and I made our inaugural visit to my new primary CMD branch. The Downtown Oakland office of CMD will be the main office to which I am assigned.

The visit went well and they've already given me a big transaction to work on. Our formal introduction won't be until next week, but yesterday was a preliminary sit down between myself, the two branch managers and the #1 loan consultant at the Oakland branch. It went well. We all bonded. My boss did the full dog and pony show as to why FSL deserves the business we're already supposed to be getting, and I got to show my face a little bit so that people will get used to me. My wife even made homemade cookies for the branch.

Saturday, May 07, 2005

A New Game

Putting together loans can be kind of fun. It's a numbers game. Increase the interest rate, and you lower the closing costs. Add points, and you can lower the rate. Lower the monthly payment by offering interest only, but then give up any equity building unless the price of the property goes up. What kind of pre-pay penalty period do you use? All these balances and tradeoffs. The possibilities are endless! I've always enjoyed puzzles, and thats what a lot of this is about.

I am still very much in training. I've got a lot to learn, but one of the nice things about our office is that we're brand new, and there's already business coming in. I've been the loan officer for half a dozen or so deals. No takers. So far, I haven't booked a single loan. Every one has fallen through. Given we are only expected to have about 10% of the files that hit our desks actually become funded loans, I'm not too alarmed by the fact that I haven't made any commissions yet, but it certainly would have been nice to have booked at least one.

Sunday, May 01, 2005

Week One Completed

One week down. A career yet to come.

Except for that one summer as an intern at Zilog, this is the first time I've ever worked in an office. Its kinda fun at first. I got my filing system set up in my desk. I'm learning the computers.
I think I'm going to do well in this office.

I twisted my ankle hard yesterday. It was my first game in a week or more. Actually, I suppose it was my third because I played in three different sets of games at three different basketball courts here in the East Bay.

Friday, April 29, 2005

Jeopardy contestant test and audition!

Can you imagine the excitement I felt when I read the following words:
<<<<<
"PRINT OUT AND BRING THIS LETTER WITH YOU ? ADULT INTERVIEW



Congratulations! We are happy to confirm your appointment for our

Jeopardy! interviews (for our regular shows). To qualify for the show

you must take a written 50- question test. If you pass the test you

will then participate in a mock version of the game and you will be put in

our files to be considered for the upcoming season of Jeopardy! >>>>>>

This is it! Six months ago, I registered online at Jeopardy.com to be considered as a candidate for the show. Two weeks ago, they sent me an e-mail with a request to respond within 48 hours of receiveing the notice. That would qualify me for the San Francisco auditions. I didn't open the e-mail until 4 days after it was sent - well beyinfd the stated limit. I responded anyway. I remembered the date of the auditions as being May 8th.

If you've been following this blog, you'll know I've recently started a new career in the mortgage lending industry. As part of my training, I was to go to Boston for the week starting May 8th and continuing to the 13th. A week on the East Coast doing sales training. Even if the Jeopardy people had allowed for my delinquency in their stated time restictions, I would be out of town, and unable to attend.

We found out yesterday that the training has been moved for those of us on the West Coast. I'm guessing that when they looked at the airfare and everything else, it just seemed more logical to have a West Coast training week seperate from the East Coast one. Its something they should have had already figured out, in my opinion. I told everyone that I had given up an oppurtunity to be on Jeopardy for these meetings, and what horrible irony it was that now, I could have attended, but do to corporate confusion, my life long goal would be thwarted. Make no mistake, I've pictured myself as a Jeopardy contestant from the very first time I saw the show. Ever been with one of those people who know all the answers on Jeopardy and shout them out before the contestants? I'm that person. Still, it made for good office positioning, particularly in retrospect. Allen just took this info and started running with it. He told the branch manager the whole story about how I had forgone my dream of being on Jeopardy to attend the corporate training in 2 weeks. Sue then went on to tell the regional vice president that one of her recruits was being considered for Jeopardy, but missed his chance because of the change of schedule.

Today I got the e-mail I quoted at the top. As it turns out, I had remembered the date wrong from the get go. Its actually for May 18th. My Countrywide Full Spectrum Lending training will not interfere with my opportunity to try out for Jeopardy. I wil be at that hotel on May 18th. I will pass the test. I will do well on my screen test. Alex will pick me, and I will be on Jeopardy some time in the Fall of 2005.

Gil

The training

Thursday, April 28, 2005

A New Industry

***Names have been changed to protect anonymity***

I landed at the office with the nice desks. Seeing those warm burgundy desks comforted me as I stood outside the glass doors. The locked doors. I had arrived 5 minutes early at 8:10 AM. Four minutes later, another guy walked up, tried the door, found it locked then looked at his watch. I walked up and introduced myself. His name is Derek (his fake name), and like me, he was starting a new job that Monday morning. The boss showed up at 8:15 as scheduled.

Its now 4 days later, and things are going well in my new position learning how to succeed as Account Executive with Countrywide Home Loan's Full Spectrum Lending division. I've been challenged mentally, mathematicaly and technologicaly. I think I'm going to like this new career. Remember, I'm not only changing jobs, I have to learn a whole new industry and job description. I'm going to be a loan officer. Having been a big ticket salesman or retail sales manager for 12 years, my comfort level with talking to people on the phone is pretty high. My impression so far is that phone skills are likely the most important part of the job.

More to come...

Sunday, April 24, 2005

Sears & RoeBye Bye!!

I remember the human resources lady looking at my job application. It was 1991, and I had sold through much of my inventory of handicrafts that I had brought back from Indonesia the summer before. "Oh," the lady behind the desk said, "you sold at the flea market, you must know how to sell. We can put you in the shoe department."

That was how I became a commission salesperson. Fourteen years later, twelve of which at Sears, I'm finally done riding the cash register. Good Life. Great Price. Decent Job. Today is the first Sunday I've had off that I haven't had to specially request or call in sick on. No more weekend work. The irony there is that I've got some errands to run, and I'm not sure these places are open today. Never had that problem on a Tuesday.

My last day was a mix of sadness, elation and trepidation. I'll truly miss my coworkers and the laid back atmosphere we (mostly) had with one another. The commissioned sales associates at Sears Oakland aren't the cutthroat, highly competitive, uncooperative teams you find in many other stores. At times though, I did get frustrated when it seemed I was the only one willing to go the "extra mile" to make things right, even if it cost me my own sales. In any case, they'll do fine without me, and I will definitely miss them.

Yesterday was also my last day to get my employee discount. The TV I've been considering was on sale. It's a Samsung 42" HDTV-compatible (4x3) PTV . Yesterday, it was only $999 with free delivery and 1 year 0% financing. I woulda saved another 10% with my discount. Without a doubt, a really great deal. I almost bought it, thinking to myself, a year from now, I'll be making enough that I'll be able to pay it off with ease, even if I can't afford it right now. Then I thought, a year from now, I'll be making enough that I'll be able to afford an even better television. Much better to wait until I can afford the 54" DLP 16x9 Sony Vega I really covet. If my current TV was broke, I woulda bought the Samsung yesterday, but given that this is a luxury not a necessity, its best to wait for what I really want.

Tomorrow begins my new job.

Sunday, April 17, 2005

Beginning of the Last Week

Today I went into work knowing that this would be the last Sunday I'll ever have to work at Sears Oakland. It was a strange feeling. Like the monday of the last week of school. A countdown to major change is underway. Today may in fact be the very last Sunday I'll ever work ever. Retail is the only industry outside of vital infrastructure jobs where people even work on Sundays, and since I don't expect to be back in retail anytime soon, I think I'm done with Sundays.

Thursday, April 14, 2005

Major Career Change

Major change is never easy, and professionally, I am embarking on would could be the biggest change I'll ever make. For twelve years, I've worked for Sears Roebuck and Co., an entity which technically no longer exists (it got bought by K-Mart). For the last five of those years, I've been in the appliance business, selling washers and dryers for the last four. It's been the best job I've ever had. Where else can you make nearly $30/hr teaching people about interesting aspects of what they thought was a dull thing coming in? There's the thrill of making the sale. There is the confidence and fulfillment that comes from knowing that one is a real expert in your field. I know more about washers and dryers than any other salesman I've come across, and I'm really good at selling them too. The hours are great. The environment is not too stressful (provided you make your numbers). Sears gives great benefits, and with so many years under my belt, I got 4 weeks of paid vacation a year. Why would I want to leave that?

After doing my taxes, I got to thinking about how I had made less in 2004 than in 2003. It was just a few thousand, but its ominous for someone in their thirties to have a decreasing income. Commission rates have eroded over the years; store management goes on these hiring spurts where they flood the floor with too many people. A smaller pie cut into more pieces means less food on the Joko Londo family table. Now, the top management is talking about how Sears will have to reduce fixed costs to remain competitive. To me, this means commission rates are going to be cut even further. The handwriting is on the wall. The glory days of appliance sales at Sears are over.

At least once a week, someone would tell me I'm a darn good salesman. Occasionally, one would inquire as to why I was even working at Sears. Surely, someone of my talents could do better somewhere else. I'm not boasting, I'm just reporting what others said. As the K-Mart/Sears merger approached, I started looking. I interviewed with Verizon for a corporate sales job. As I chronicled in this blog, I visited job fairs. One company that I got a really good feeling about at the last fair was Countrywide Lending, the largest mortgage lender in the USA. I went through the process, got a second interview and effective April 25th, I will be the newest loan officer at their full-spectrum lending branch here in the East Bay.

I gave notice at Sears today. Everyone is sad to see me leaving. Again, Sears has treated me very well. If things don't work out as a loan officer, I know I'm one of the best washer/dryer salesman in the whole company, and I could always go back (losing seniority would suck though).

My biggest concern is finances during the transition period. My training salary will be roughly half what I average at Sears. I won't be closing loans during the first few weeks; heck, I may not close one during the first month. They're expecting me to close 7 loans a month. With about a 1% commission going to the loan officer, and the average mortgage in the Bay Area being nearly $400K, I'll likely be more than doubling my current income. That could be months away, however.

I also have to deal with the anxiety of a turbulent economy. If the real estate market collapses, no one's going to be buying or refinancing. So much more rides on the economy and interest rates, whereas people will always need washers and dryers.

Ideally, I want to make enough so that my wife can devote herself to her writing full time. She is somewhat of a vicarious outlet for my own creativity. If I'm not going to write the great American novel, at least I can support her while she does. I got my job at Sears when I was in college and I never really left. I think its about time I got a grown-up job.

A Crack in the Sky

I spliced together this image out of two pics...

It was a very weird cloud phenomenon, and although atmospheric effects never seen to turn out all that well using the middle-of-the-line cameras I've always used, this one turned out okay.

Thursday, April 07, 2005

Pics from California

Ione, California. Its a small town, 100 miles or so east of Stockton. We went up there to do some research and take some pictures. I'm sharing a few on the blog. The pic below (sorry the foreground is out of focus) juxtaposes an empty vineyard against one of the foothills of the Sierra Nevada.

Here's the story and a pic of the Preston Castle.



The one image I'll remember most from the return home via Highway 104 was the sight of the Rancho Seco nuclear power plant. The plant was closed 20 years ago, but the cooling towers are still standing. Standing in the shadow of those 200-foot tall stacks in the middle of nowhere filled me with a feeling of dread. Just their shape has an iconic power. The news from Chernobyl and 3-Mile Island were accompanied with pictures like the one below. Its a very weird feeling to see one up close.

Sunday, April 03, 2005

My interview with the lending company went much better, despite my best efforts to sabotage myself. The office was beautiful. It took up half the ground floor of a suburban skyscraper in Walnut Creek. Behind the glass walls stood 30 or so of the most impressive desks I've ever seen. These weren't cubicles; these we eight-floor long, beautifully polished brand new desks, each with a matching flat-panel monitor and computer and state-of-the-art phone. This is the kind of place one could do some real "officin"!

The place seemed completely deserted. Not a soul at any of the workstations. Of course, the very reason there were positions available is that this place was a brand new branch. The manager, was in her office in the back, and she sat me down at one of the terminals were I began a battery of personality tests. Standard types of questions. I followed the manager's advice and didn't try to "maximize" my results; I didn't spend a lot of time trying to figure out what the ideal answer was. I went with my gut. After all, I do think I'm very good salesman, and if after all these years, my personality is not suited to my profession, I've done pretty well in spite of that.

During the interview itself, I was surprised to see that she didn't take any notes nor have any type of interview guide in front of her. She asked me one question, and then we just sort of launched into a conversation In fact, I've never been to an interview where the interviewer spoke far more than the interviewee. I could barely get a word in edgewise! This lady could talk! She told me a lot about the company and what "sub-prime" lending is all about. Fortunately, the next guy arrived a bit early, and she left my interview to go set up the next guy on his personality test. This gave me an opportunity to collect my thoughts and mentally prepare my "pitch." When she came back into the room, I thanked her for telling me about her office, and then began describing why my skill set and experience would fit in well with the environment she had described. I sold myself.

On completing my missive, she noted that based on my verbiage, she was definitely going to recommend me to the next level of the interview process, a phone call with the regional manager. She said this was DESPITE the results of my personality test. Huh?! Despite??? Apparently, I scored poorly in relation to what they think makes a good loan officer.

I mentioned my self-sabotaging efforts. They weren't conscious efforts; I want this job. The first was the computer test. The second was the onions I had with lunch. I thought brushing my teeth and mints would take care of it, but when I got home, my wife noted my breath smelled bad. I did have to lean accross the manager's desk at one point to explain the values in the sales reports I had brought. I think she noticed. My third error was in not bringing the phone numbers of my references with me. I didn't think that in today's litigious business climate that anyone even checked references anymore. With law suits being filed for unflattering recommendations, most companies do not allow their managers to speak positively or negatively about current or past employees. I did call the next morning with the phone numbers.

We'll see if my experience and persuasiveness can overcome the stinky breath, bad test scores and lack of attention to detail. I can see myself sitting in one of those desks.

Wednesday, March 30, 2005

Disappointment and Hope

Near the corner of Jackson and 5th St in Downtown San Jose is a small storefront with a big sign out front reading "Health Insurance." This is the district office for UGO, the insurance agents for the National Association for the Self-Employed. Nestled in Japantown, surrounded by Sushi joints, Asian supermarkets and across the street from the Shisheido shop, the office itself is rather humble. After spending half an hour in their clutches, I've concluded the offer they're making future employment candidates is rather bold. Not in a good way.

On arrival, I was escorted into the "Conference Room." It was the only other room in building besides a common room. Sitting at a table were three other guys. They were dressed, like me, in the slick manner of professional salesmen. This would be a group presentation, but at least I wasn't being brought in here with a bunch of kids I though as I noted that I was about 10 years younger than the other candidates.

The office manager arrived and started discussing the company, what it does and its growth. Standard stuff. He asked if anyone in the room had experience selling insurance. One guy raised his hand and lamented how hard it was to knock on someone's door and tell them that you're there to talk about death. I guess he wasn't selling car insurance. The office manager then began talking about the costs involved in getting started in the insurance business. I had already gleamed from the company literature that this was a position for an independent contractor - you wouldn't actually work for them. You would be an independent insurance agent associated with their company. That's not what I'm really looking for, but I thought I would at least here them out.

The California insurance license costs $200 to take a 40-hour training class, and then another $190 to take the test and receive a license. Okay, I understand that the license would then be mine personally and add value to my resume. In all modesty, I'm a very talented salesman. In fact, I know I would be a significant positive asset to any company I worked for. I strongly believe that, and would expect any company responsible for my paycheck (regardless of the contractor/employee status), to believe that about me as well. If you believe in me, at least reimburse me for training I receive so that I can work for you. Doesn't that sound reasonable? I'm mulling this over, thinking that I'm not too happy with the offer so far, then they hit me with another one. After you get your license, you pay UGA another $175 as an "Establishment Fee." What? I should pay you?!? Isn't that kind of backwards. Again, I think as a prospective employment candidate, I'm pretty hot stuff. I think I should looking for someplace that would pay a signing bonus, not one where I pay them for the chance of selling their product. Utterly disgusted, I stood up, muttered a "thank you," walked past the office manager and out of room. The look I saw in his eye as I walked out was one of resigned frustration. He's the poor sap who had to try to hook these other guys. This was a horrible offer at best, an outright scam at worst.

One thing about professional sales is that there are lots of bad jobs out there. It costs a company very little to hire on sales staff, throw them into the field, and hope that they bring in more revenue. At worst, these recruits might convince some friends and relatives to buy the company's products, then they fall flat on their face and walk away. These jobs will occasionally be so bold as to ask for fees from their employees disguised as "training materials fees," or now as I learn, "Establishment Fees."

Today, I venture out on another interview. This one with Countrywide Home Lending. Touting itself as the leading provider of home mortgages in the USA, the position I'm interviewing for is that of a loan officer. This doesn't sound like it could fall into the category of "fake" sales jobs I described above, but one thing worries me. As part of what I was asked to bring today, I should recommend two individuals I know who I think might also make good loan officers. I was told to keep the diversity image of the company in mind when making that choice. This leads me to believe there are one of two things going on here. First, the whole thing is a multi-level-marketing (MLM) scam. The MLM company is another pot hole in the road of good sales jobs. Have you heard the good news about Amway? Second, they want to know what kind of people I know. Do you associate with people outside your ethnic group? That's the kind of people they're looking for. As it so happens, the two names I chose, Jamila and Damian, are African-American. After 7 years working in the Downtown Oakland S-Mart, I'm about as comfortable with diversity as a man can get.

We'll see what happens.

Tuesday, March 29, 2005

Insurance Salesman?

I'm heading off to a job interview this morning with the National Association for the Self Employed. They provide benefits, insurance primarily, to those in business for thmeselves. At the job fair I mentioned two posts prior to this one, their presenter did a great job making the field sound exciting and full of money making opportunities. The latter may be true, but insurance sales exciting? I don't know about that.

I used to think the same thing about appliance sales, and that was from a perspective of selling electronics in the same store. Applinances seemed boring. It turns out I was wrong; they can be interesting and complex, and teaching people about them is the best part of my current job. Would I also find teaching people about insurance products equally and surprisingly interesting?

I may be putting the horse before the cart here, but I just wanted to write a few things about how I'm feeling.

Sunday, March 27, 2005

The Graphite Gazette

Metal Mistress

by Gil MacKenna


Chapter One:


Los Angeles, CA. 1993


Andrea lit a cigarette as the man in her bed put on his tight, black jeans. He had to lay there on the bed next to her to get them on, and she stared at the tiny ripples of stomach muscles beneath his smooth, tanned skin. She watched with erotic fascination as his small, but well-defined, chest rose when he inhaled sharply to get the zipper closed. She took a drag off her smoke. This one's name was Dave, and he was one of Andrea's favorites.

Dave turned, propped his chin up on his hand, and gave her a smile.  It was that satisfied grin he used on most of his band's album covers, and the one that was on all the posters.  Andrea briefly thought of the thousands of girls who stared at pictures of this smile, and dreamed nightly of the cute, mysterious guitar player who lay half naked next to her. He belonged to her this evening. It was one of the many priviledges of being Andrea Parsons, President of AP Records, and daughter of Andrew Parsons, founder and Chairman of the Board of International Media, one of the largest financial empires in the world.

"How long have we been lovers?" Dave asked, gently reaching for her cigarette.

"Ten years." she said coldly. Andrea didn't like to think of her rock stars as being 'lovers'.   They were fucks, nothing more.   They came here for her satisfaction, and because it was in their contracts.  She made sure that "twice yearly consultation meetings with company management" were a part of every AP contract. There was no 'love' involved. Andrea kept her cigarette away from his reaching hand.

"Shit, that's a long time." Dave rolled out of the bed and walked over to the liqour cabinet. Andrea liked the way his long hair fell over his back, almost reaching his tight butt. "Got any vodka in here?"

"Of course, Dave." she said sarcastically, "I sent for a bottle of the cheap stuff as soon as I noticed your appointment was coming up."

Dave opened the cabinet and pulled out a bottle. "Cool! Kamchatka! The cheap stuff tastes so much better."

Andrea quietly laughed at his odd taste; she knew he really did like the cheap vodka more. He liked it more, eventhough he now was rich enough to fly to Russia to get the real stuff if he wanted, thanks to her.

"Yeah, ten years is a long time." Dave was pouring himself a drink. "I'll never forget that night you picked me up. The Metal Princess in her Plastic Chariot. You were the only chick I'd ever seen who used her car to impress dudes."

Andrea remembered the Ferrari had plastic panels to make it lighter. A flood of images and emotions assaulted Andrea. That car had too many powerful memories connected to it.

"It was at that shitty little club in Hollywood," Dave continued nostalgicaly, although Andrea wasn't really listening.

She was thinking of her Uncle Paulo.

"and I still can't believe you were only fifteen! There ain't no fifteen year-olds driving two hundred thousand dollar cars."

Andrea turned away from Dave, closed her eyes, and tightly clenched the damp, satin sheets.

Uncle Paolo gave her that car for her fifteenth birthday, soon after she had returned from spending the summer with him and his wife in Rome.

"You were a real wild one, Andrea,"

There was a sound of ice being stirred in a drink, a sound Andrea associated with her alcoholic mother.

Mother decided that the private schools weren't teaching Andrea the importance of social graces. She still acted like a tomboy. She never paid any attention to how she looked, and all of the make up and hair products mother had bought her remained unused in her bathroom. The strange and noise-like music she was getting into worried mother to no end. A summer in Europe would straighten her out, it would teach her how to be a lady.

"You just sat there in that sexy car of yours, and watched us load our equipment into Stan's truck."

Andrea learned a lot that summer. She learned what it meant to be a lady, but a kind of lady her mother did not even know existed. She learned about power, how to use her money, influence, and body to get exactly what she wanted. She learned about marijuana, opium and cocaine. She learned how to drink massive quantities, throw it all up, and continue partying through the night. She learned how to fuck men, and how to fuck women. She learned there was nothing quite as sweet as a good, mind blowing orgasm. She learned how to look out for herself, sacrifice for no one, and take everything her position allowed her to. She decided then that she would not waste away in a big house like her mother, wife to a husband who was never there.

"Finally, you stuck one hand out your window, raised a finger, and slowly called me over." Dave took a long drink from his glass 'My father owns AP Records' you said, 'Get in. Lets go fuck.'"

Celine and Paulo were young Andrea's teachers. Paulo was thirty, ten years his sister's junior. His wife Celine had been a model in Amsterdam before coming to Rome. Andrea learned mostly from Celine, who whispered into her ear late at night, telling her to live each moment at its fullest. Andrea admired her beauty, and slept with her whenever Paulo was away on business. There was a never a shortage of young men, mostly actors, who wanted to seduce the successful movie producer's niece. Andrea went through them quickly, most of whom couldn't keep up with her voracious appetite. There was one man she wanted more then any of them, her uncle.


Chapter Two


Rome- 1983


The WeatherPixie

Thursday, March 24, 2005

Thursday Night after the job fair.

I am a salesman. That is my profession. In all modesty, I'm damn good at. People tell me that I'm good at my job. Customers. Its a nice feeling. Tonight I went to a job fair. I think I fared well. My current employer treats me well, but I've reached somewhat of a plateau in my earnings at Sears.

Gil the Account Executive... Selling financial services to individuals and businesses. I'd be good at it. I know I'd make more money. How will I know how much I will like it until I try it? I know I 'll always be a kick-ass appliance salesman/sales manager. Sears will always take me back. Its because of that, I know I can leave

Monday, March 21, 2005

Poetry

The WeatherPixie

I remember the sky.
blue, yellow and orange.
I paused at the light.
Feeling like a schmorange.

thirsty with a headache
to the table for a banana
I hear Manilow far off
its the Copa Cabana